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Short Sales

If you are having problems making your mortgage payment each month and need help, please contact me. I can refer you to a Short Sales and Foreclosure specialist in your area. Keep in mind that it is illegal in many states to ask for up front fees to handle a short sale. If you are asked for money, look elsewhere. Real Estate agents trained in Sales and Short Sales will be able to help you for FREE.

What is a short sale
HAMP Short Sale Guidelines
3rd Party Authorization for Realtor
3rd Party Authorization for Escrow Officer
The short sale process varies between banks. This section will give you an idea of how different banks work.

Bank of America

Bank of America now uses a third party company called Equator to streamline their short sale process. You may find Bank of America phone numbers, fax numbers, and an outline of what steps to take to successfully complete a short sale process with BofA.

B of A 1st Mortgage Help for agents
B of A 2nd Mortgage Help for agents
Home Owners steps in a B of A Short sale
Example of Equator worksheet
B of A Junior lien short sale forms

Citi Bank

Citibank has been a great one to work with on short sales. They tell you a listing price, set up a negotiator right away, and are a breeze to work with. Below are the forms that you might find for Citibank.

Wells Fargo

Short Sale letter
2nd lien approval
Closing extension
Financial Worksheet
Listing Addendum

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Sandpoint Idaho 83864

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IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other thank to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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